Sample Billing Dispute Letter - FindLaw.
Looking for how to write a sample complaint letter? Billing errors happen sometimes and no one should pay for such errors. In the event that some errors are made when billing, you do not have to whine the whole day about the poor services from a given company.
To trigger the federal requirements, the written notice must provide the creditor with the following: (1) account identification information, (2) identification of the specific bill (or bills) in dispute, (3) a statement that the debtor believes the bill is in error, and (4) the reason(s) why the bill is disputed. In addition, the notice must be sent within 60 days of receipt of a bill.
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How to Write a Credit Dispute Letter. If you already have proof that an item is an error—or you do once you receive information related to a 609 letter—it’s time to write a dispute letter. The major credit bureaus currently allow consumers to send disputes online, so you can simply follow their online instructions.
Keep copies of your dispute letter and enclosures. Date Your Name Your Address Your City, State, Zip Code. Complaint Department Name of Credit Bureau Address City, State, Zip Code. Dear Sir or Madam: I am writing to dispute the following information in my file. The items I dispute also are encircled on the attached copy of the report I received.
I remember the technician having problems with the computer, so I assume the double-billing was the result of some mistake at that time. I am enclosing a copy of my bill. I believe the best way to correct the problem would be for you to credit my card account with the amount charged for the service.
I am writing to dispute the following information in my file. I have circled the items I dispute on the attached copy of the report I received. This item (identify item(s) disputed by name of source, such as creditors or tax court, and identify type of item, such as credit account, judgment, etc.) is (inaccurate or incomplete) because (describe what is inaccurate or incomplete and why).